Secured Loans
Even factors other Specialty Finance lenders sometimes need asset-backed loans. We can help you by providing direct loans on real estate, machinery, equipment, and accounts receivables. And just like our other funding options the loan will be easy, hassle-free and fair.
Asset-Backed Secured or Revolving Loans
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Pari Passu
This is the most common form. We purchase a percentage interest in your transaction, which can be as low as you wish, and as high as 75% of your employed funds. The percent can be changed by you at any time, giving you great flexibility in managing risk and capital. We settle up weekly, bi-weekly or monthly, depending on the volatility of the transaction.
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Fixed Dollar Amount
Our percentage in the deal fluctuates, but our dollars remain constant. This obviates the need for periodic settlement between us, simplifying administration.
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Last-In-First Out
Assuming your deal with your debtor is capped at $4 million, but your concentration limitation is $3 million per debtor. We serve as the "shock absorber", participating in any amount by which the outstanding funds exceeds $3 million. In this way, you may accept larger deals than you concentration limits would allow, and you are always assured of maximum employed funds
Types of Secured Loans
We offer a variety of loan types. All fully customizable to fit your business.
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Real Estate Loans
Unlock the capital you need for purchasing, refinancing, or enhancing properties with our real estate loans. Using your property as collateral, we provide competitive rates and flexible terms tailored to your needs, making it easier for you to invest in and manage your real estate ventures.
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Machinery and Equipment Loans
Obtain the necessary machinery and equipment for your business with our specialized loans. By securing the loan with the equipment itself, we offer favorable financing options that help you acquire essential tools without disrupting your cash flow, ensuring your operations continue seamlessly.
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Accounts Receivable Loans
Gain immediate access to working capital by leveraging your outstanding invoices with our accounts receivable loans. Using your receivables as collateral, we deliver quick and adaptable funding solutions that help you maintain a steady cash flow and efficiently cover your business expenses.
Compensation Alternatives
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Termination Rights
You can terminate on short notice, but we cannot. As you increase your own source of funds, you can retire our participation, maximizing your ability to earn.
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Standard of Care
This is negotiated. Usually, you will set forth the audit and verification steps you intend to take, and so long as you follow them, you will have met the standard of care. In addition, you will be held to the same standard of care as (i) you follow in other deals, or (ii) a reasonable and prudent client would follow.
Contact us!
Straightforward funding solutions to fit your needs!